Rivan Kurniawan is one of the many Capital Market investors who managed to reach the point of success, as a Value Investor. His reliability in investing in stocks has led him to become an investment practitioner. Rivan Kurniawan has organized many capital market education in various offline events and through social media platforms. His success that he has achieved now was not obtained for free, there were many challenges that he passed. Let’s take a look at Rivan Kurniawan’s journey!
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Since Childhood Has Had a Good Money Habit
As a successful Value Investor today, apparently it cannot be separated from the Money Habit that Rivan has had since childhood.
When he was in elementary school, Rivan had a money habit that most people rarely do. He used the pocket money he received from his parents, or even from extended family gifts during Chinese New Year and birthdays as savings. That way the money Rivan receives does not just run out, but something he saves into his savings.
This good money habit continued until he reached adulthood. Rivan once sold online for Android Smart TV products, which at that time were still not widely sold. So Rivan imported Android Smart TVs with an initial capital of Rp300,000 per pcs. When the goods arrived, he sold them to electronic stores at a higher price in the range of Rp700,000 – Rp900,000 per pcs.
From this money habit, Rivan was able to make the value of his savings continue to grow until he used it as capital to invest in stocks.
The principle that Rivan applies is not only to work for money, but the money we have must also work to be able to generate more money for us.
Initial Journey Lost 1 Billion
Rivan Kurniawan’s first exposure to the world of investment occurred when he was still a student at the Marketing Management Department at the Faculty of Economics – University of Indonesia (UI) in 2008. At that time, Rivan was still in his 20s.
His college environment apparently brought its own luck to Rivan, because he had many social connections with friends from the Finance Department, which in turn encouraged Rivan to get to know the stock investment instrument.
However, the moment Rivan was introduced to stock investment coincided with the subprime-mortgage crisis in 2008. While at that time, Rivan, who was full of enthusiasm, started his investment journey for the first time by buying shares of PT Astra International Tbk (ASII) and PT Unilever Indonesia Tbk (UNVR).
Rivan’s biggest challenge at the time was the lack of access to information about stocks. Fortunately, his university environment was very supportive of investment activities, so there was an Investment Gallery that provided a variety of information and news platforms about the capital market. This situation supported Rivan to continue investing by ‘trading’ which he did during 2008 and 2009, so that he was able to take profits of up to 70% of his capital.
But when he entered 2010, he was not only taking profits, he had to cut losses several times, which made his achievements below expectations. Rivan was even introduced to margin facilities, which caused him to suffer a huge loss of up to 1 billion.
The loss caused Rivan to take a hiatus from the market in early 2011. Rivan did not quit completely, but he did a lot of evaluation and improvement, and sought new investment knowledge. Until finally, he found an Indonesian investor figure who was successful in the stock market, namely Lo Kheng Hong.
From Trading to Value Investing
Multibagger, one of the terms that Rivan was first introduced to in 2011. The momentum where Lo Kheng Hong managed to pocket a profit of 12,500%, from the results of investing in MBAI shares purchased in 2005 at a price of Rp250. Then Lo Kheng Hong released it in 2011 at a price of Rp31,500.
From Lo Kheng Hong’s fantastic profits, Rivan understands that in investing in stocks, there are patterns that must be understood and mastered. One of them is the fundamental analysis method and value investing.
Finally, in 2016, when he was 28 years old, Rivan had succeeded in achieving financial freedom and dared to decide to become a Full Time Investor, because the passive income that Rivan received from dividends was able to fulfill his daily needs.
Rivan Kurniawan’s actions as a value investor are also known to be very observant in seeing opportunities. For example, when the market crashed in 2008, 2013, 2015, and most recently in 2020. Instead, he allocated many of his assets to stock investments.
“The best opportunities come in times of crisis, when stock prices are being undervalued by the market,” said Rivan.
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Strategies for Capitalizing on Stock Investment Opportunities
Rivan Kurniawan’s experience and experience in investing in stocks has enabled him to understand good strategies to take advantage of the opportunities offered by the market. Some of them that an investor can do, according to Rivan are:
First, the initial period of investing is suitable for finding preferences in investment.
This initial period can be within one year or up to two years of investing. During this period, it is very suitable for novice investors to recognize preferences in investment. For example, by understanding which investment method to run, trading or value investing?
In addition, in this initial period, novice investors should also try to learn to understand their own risk profile, some are conservative, some are moderate, and some are aggressive. That way, as a beginner investor, you can be more anticipatory and calculating in making investment decisions, because it also takes into account the potential risks that may occur.
Second, always do your research before investing.
The stock market moving up and down is a natural thing to happen, because it is influenced by various factors. This will make a novice investor who does not do research easily swayed and follow various speculations that develop, until finally trapped in losses.
Therefore, it is very important for an investor to do research on the stocks to be purchased. Starting from how the fundamental performance is, how the GCG conditions are, what the prospects and potential risks are, to what factors will affect the company’s performance.
“When we buy stocks with discounted valuations, but have good fundamental performance. Then the increase in share price will be an advantage for us, on the other hand, when the share price drops, it is an opportunity to buy,” said Rivan.
Third, don’t get tired of investing neck up.
Even though they have managed to benefit from the results of investing in stocks, investors should not feel satisfied with what has been obtained. Continue to do neck-up investing, read more books, keep up-to-date with current market developments, and attend stock investment training classes. Upgrade your knowledge every day, so that investment decisions can be more informed and measurable.
[Baca lagi: Value Investing, Menjadi Kaya Sambil Tidur]
Hope for the Future
In the midst of his success as a Value Investor, Rivan still holds on to his hope to always be a useful person with the knowledge and experience he has as a Value Investor, as well as a Capital Market Practitioner.
Rivan has organized many capital market education in various offline events, including being a trainer in the training workshop program that he initiated himself.
Not only that, Rivan also actively shares his views on stocks, market situations, and macroeconomics through his official social media platforms.
Not only that, Rivan has released his written works in two best-selling books, namely ‘Multibagger’ and also ‘Fundamental VS Technical: Which Side Are You In?”. The two books are a manifestation of Rivan Kurniawan’s success throughout his stock investing journey. In it, Rivan shares a lot of valuable knowledge about the world of capital markets from various sides.***
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